Payment Policy
Introduction
Accepted Payment Methods
We aim to make your purchase process smooth, secure, and flexible. Payments for courses, subscriptions, and services can be made using any of the following methods:
- Credit / Debit Cards: Visa, MasterCard, RuPay, American Express, and other major cards.
- UPI (Unified Payments Interface): Including Google Pay, PhonePe, Paytm, and BHIM.
- Net Banking: Through all leading Indian banks.
- Wallets: Paytm Wallet, Amazon Pay, PhonePe Wallet, and others supported by our payment gateway.
- Other Payment Gateways: Razorpay, PayU, Stripe, or PayPal (for international learners, if applicable).
All transactions are processed through encrypted and PCI-DSS compliant payment gateways to ensure data security and confidentiality.
Payment Authorization
By submitting payment details, you authorize [Your Website Name] or its third-party payment processors to charge the specified amount to your selected payment method.
You represent that:
- You are legally authorized to use the chosen payment method.
- The information you provide is accurate and complete.
- You understand that certain banks or payment providers may charge additional fees (e.g., currency conversion or cross-border transaction fees).
Payment Confirmation
Once your payment is successfully processed:
You will receive an email confirmation containing payment details and a receipt.
- You will be granted immediate access to your purchased course(s) or within 24 hours in case of any verification delay.
- In case of subscription-based products, renewal confirmation will be sent before every billing cycle.
- If you do not receive a confirmation email within 24 hours, please check your spam/junk folder or contact our support team.
Pricing and Currency
- All prices listed on [Your Website Name] are in Indian Rupees (INR ₹) unless stated otherwise.
- Prices include applicable taxes (GST) unless explicitly mentioned.
- [Your Website Name] reserves the right to revise prices, discounts, or offers without prior notice.
- Any promotional or coupon-based discounts will be applied at checkout and are subject to their own terms and validity period.
Failed or Declined Transactions
Occasionally, transactions may fail due to:
- Network errors or connectivity issues.
- Incorrect card or UPI details.
- Insufficient funds or expired payment methods.
- Bank or gateway downtime.
If your payment fails but the amount is debited from your account, please email us at [Your Support Email ID] with:
- Transaction ID / Reference number
- Date and time of transaction
- Payment method used
- Screenshot or confirmation from your bank / payment app
Our support team will verify and resolve the issue, generally within 3–5 business days.
Refunds and Cancellations
Payments once made are non-refundable, except in cases of:
- Duplicate payments due to technical error.
- Failure to provide course access within 72 hours after payment confirmation.
- Transaction failure with amount deducted.
All approved refunds will be processed to the original payment method within 7–10 business days after verification.
For more details, refer to our Return & Refund Policy.
Security and Data Protection
We take payment security very seriously.
- All financial transactions are encrypted using SSL (Secure Socket Layer) technology.
- Sensitive payment data is handled directly by our secure payment partners; [Your Website Name] does not store any card or bank details.
- Our platform complies with PCI DSS (Payment Card Industry Data Security Standard) to ensure full data protection.
Contact Information
For any payment-related issues, clarifications, or disputes, please reach out to us at:
📧 Email: [Your Support Email ID]
📞 Phone: [Your Contact Number]
🏢 Address: [Your Business Address]
Our billing and support team is available Monday–Saturday, 10:00 AM – 6:00 PM (IST) to assist you.